Free, No-Hassle, No-Obligation, Medicare Benefits Information

It's A True Honor To Be Helping Medicare Eligibles 
Receive The Benefits That They Have Earned & Deserve!
~ James R. McGrath, Licensed Insurance Professional that Specializes in Medicare Benefits ~
 Medicare Benefits Specialist 



James R. McGrath*
(727) 697-1250

Hours: 8 AM - 8 PM


Current Press Release:   Click Here

*Licensed Insurance Professional that Specializes in Medicare Benefits  


Are you finding the world of Medicare, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Prescription Drug Plans, Medicare Supplements and Medicare Advantage Plans a bit more complex than you first imagined?

Did you know that if you have a Medicare Advantage Plan, you may have options to switch to a different plan during the year, if you wanted to?  If you have moved to a new area, have COPD, Heart Problems, Diabetes or qualify for Medicaid you need to call us today - you may have additional benefits available!

You Have Many Questions, We Understand Your Confusion...
We Provide Answers, Choices, Options & Solutions!

~ Annual Coordinated Election Period or Annual Enrollment Period or AEP?
~ Open Enrollment Periods (OEP)?
~ Special Enrollment Periods (SEP)?
~ What Medicare Does and Doesn't Cover, Co-Pays & Deductibles?
~ What Is a Medicare Advantage Plan & Its Advantages vs Disadvantages?
~ What Is A Medicare Supplement, A Medigap, A HMO, A POS, Or A PPO?
~ What Is The Donut Hole ("The Black Hole")?
~ What To Do In The Coverage Gap?
~ Medications Not On Your Formulary?
~ Generics vs. Preferred Generics?
~ Formulary Determinations and Appeals?
~ Deductions From Social Security Checks For Medicare Part B?
~ Low-Income Subsidies (How and Where to Apply)?
~ How You May Be Able To Qualify For Help With Prescription Cost?
~ How To Qualify For Added Benefits, If You Have Heart Disease, Diabetes or COPD?
~ How To Receive Value Added Benefits Such As: Vision, Dental, Gym Benefits & OTC Benefits?
~ What To Do If You Qualify For Both Medicare & Medicaid?
~ What Are The Penalties for Late-Enrollment For Medicare Part B & Medicare Part D?

Well, You Are Not Alone! We are proud to present the Most Innovative, the Most Effective, the Most Efficient and the Most Comprehensive Services available for today's ever changing Medicare Benefits concerning Medicare Part A, Medicare Part B, Medicare Part D, Medicare Advantage Plans, Medicare-Medicaid Plans and Medicare Supplements. Receive FREE information in figuring out which is which and what gives you the most benefits, at the lowest cost, for your unique situation...

Whether your concerns are:  What to do if you are Aging into Medicare or how to lower your healthcare cost or options to reduce your prescription drug cost or how to find out if you qualify to receive a Part B Refund each and every month back from Social Security, you now have an independent resource to find out the Choices, Options & Solutions that you have pertaining to the Medicare Benefits that you have earned and are entitled to. 

You can also learn if there is a $0 out-of-pocket cost option available for diabetes supplies or $0 Primary Care visits options available or is a Referral needed to see a Specialist or even if $0 Rx Deductibles are available in your County.  Are you able to visit your Doctor of Choice or do you have to see a "Network Doctor"? Finally, if needed, you can also get information on where to receive help in getting your outstanding Medicare Claims taken care of. 

We are here to provide you with hassle-free, no-cost, no-obligation information that will give you Choices, Options & Solutions available in your County.  We  believe in treating Medicare Eligibles with the respect and care that they have earned and are entitled to. We are here for you!


Finally, Two Important Benefits To Take Advantage of Immediately:

1) Print out your FREE Rx Benefits Card to help with the High Cost/Co-Pays of Prescription Costs - Click Here!      

2) Most Medicare Plans Do NOT Include Important Dental Benefits -  Click Here for 30+ Affordable Dental Plans

Medicare Benefits Change Every Year!
Knowledge Is Power!

       Medicare Benefits Workshops Are Now Being Offered, At No Charge - Click Here   

 Call Today For A Free, No-Cost, No-Hassle, No-Obligation 
Medicare Benefits Analysis  &  Get Peace of Mind!

> > > Click Here For Required Scope of Appointment Form < < <

James R. McGrath:  (727) 697-1250  

James R. McGrath is a Licensed Insurance Professional that Specializes in Medicare Benefits.

DISCLAIMER:   This website is a private website and is not associated, endorsed or authorized by the Social Security Administration, the Veterans Administration, the Department of Defense, nor with any Territory, Township, City, Village, County or State, or with the Health Care Financing Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services nor do we claim to be. This website contains basic information about Benefits, may also include Medicare, services related to Medicare and services for people with Medicare.  If you would like to find more information about the Government Medicare program please visit the Official US Government Site for People with Medicare located at